Accountant salary in the South Central Tennessee nonmetro area
Hiring an accountant costs less in the South Central Tennessee nonmetro area than in Tennessee or the country as a whole. The median is $75,550 a year1: 1.7% below the Tennessee statewide median of $76,840 and 9.7% below the US median of $83,680. Among US areas it comes in at #311 of 521. BLS counts about 530 people in this job here, 2% of the Tennessee total.
BLS occupation 13-2011, area South Central Tennessee nonmetropolitan area. Data from the May 2025 release, checked 2026-10-15.
Pay in the South Central Tennessee nonmetro area against Tennessee and the US
| Range | 10th | Median | 90th | |
|---|---|---|---|---|
| South Central Tennessee (Nonmetro) | $48,110 | $75,550 | $114,890 | |
| Tennessee | $49,920 | $76,840 | $122,160 | |
| United States | $56,020 | $83,680 | $144,090 |
Accountants at the 90th percentile earn $114,890, 2.4 times the 10th percentile; the US ratio is 2.6. The middle half of accountants in the South Central Tennessee nonmetro area earns $58,760–$90,990. From the 25th to the 75th percentile, the local range is only $32,230 wide, against $32,360 across Tennessee and $42,790 nationally: employers in the South Central Tennessee nonmetro area pay within a narrower band.
What to budget for an accountant here
| Point in the local range | Per year | Per month | Per hour | Employer cost per year |
|---|---|---|---|---|
| 10th percentile | $48,110 | $4,009 | $23.13 | $62,077 |
| 25th percentile | $58,760 | $4,897 | $28.25 | $75,819 |
| Median | $75,550 | $6,296 | $36.32 | $97,484 |
| 75th percentile | $90,990 | $7,582 | $43.75 | $117,406 |
| 90th percentile | $114,890 | $9,574 | $55.24 | $148,245 |
An offer at the 75th percentile instead of the median adds $15,440 a year in pay and about $19,923 in employer cost. Going down to the 25th percentile saves $16,790 in pay. These percentiles describe what people in the job earn locally, not experience levels, so place your offer by the tasks and seniority you need.
For scale, the US median of $83,680 falls between the median and the 75th percentile in the South Central Tennessee nonmetro area, and the Tennessee statewide median of $76,840 falls there too.
What a hire really costs in the South Central Tennessee nonmetro area
At the $75,550 median, a local hire costs about $97,484 a year: benefits and payroll taxes other than paid leave are 22.5% of total compensation in US private industry2, about $21,934 here. Recruiting, equipment and office space come on top. Benefit levels vary by employer, so treat this as an estimate.
We place executive assistants, customer support and e-commerce staff today; for accountants we answer within one business day whether we can help. Enter the monthly pay you have in mind to compare it with a local hire. The fee field shows our standard fee3; Deel's contractor plan is the default payroll tool4.
Other roles in the South Central Tennessee nonmetro area
Of the 17 roles we track in the South Central Tennessee nonmetro area, this one ranks #2 by median pay, after project coordinators ($81,590); recruiters come next at $70,460.
| Role | Median | vs accountant | Jobs |
|---|---|---|---|
| Project Coordinator | +8.0% | 450 | |
| Accountant | this role | 530 | |
| Recruiter | -6.7% | 480 | |
| Executive Assistant | -15.2% | 100 | |
| Office Manager | -19.4% | 1,280 |
Measured against the US median, accountants rank #3 of the 17 roles we track in the South Central Tennessee nonmetro area (-9.7%), between data entry specialists (-8.7%) and HR assistants (-11.0%). The typical role here is at -14.3%, so, measured against the US, accountants cost more in the South Central Tennessee nonmetro area than the area's general pay level would suggest. Accountants hold 5.9% of the jobs in these 17 roles in the South Central Tennessee nonmetro area, 7.5% across Tennessee and 9.1% nationally. The job is a smaller part of the local workforce in these roles than it is nationally.
Other areas in Tennessee
Across the 14 areas of Tennessee with data for this job, the median runs from $64,710 in Johnson City to $78,080 in Nashville-Murfreesboro, a gap of $13,370 a year. Of the 7 areas in Tennessee with more accountants than the South Central Tennessee nonmetro area, 2 pay less: Knoxville, TN ($75,380) and the East Tennessee nonmetro area ($68,780).
| Area | Median | vs the South Central Tennessee nonmetro area | Jobs |
|---|---|---|---|
| Chattanooga, TN-GA | +1.5% | 1,940 | |
| Kingsport-Bristol, TN-VA | +0.5% | 780 | |
| North Central Tennessee (Nonmetro) | +0.1% | 640 | |
| South Central Tennessee (Nonmetro) | this area | 530 | |
| Knoxville, TN | -0.2% | 3,240 | |
| Morristown, TN | -3.6% | 240 | |
| Clarksville, TN-KY | -3.7% | 510 |
the South Central Tennessee nonmetro area against other US metro areas
By number of jobs, the South Central Tennessee nonmetro area is #338 of 521 US areas for this job. Both its size and its pay sit in the middle half of US areas. Outside Tennessee, Reading and Corpus Christi pay just above the South Central Tennessee nonmetro area and Muskegon-Norton Shores and Abilene just below. All four are within $140 a year of the median in the South Central Tennessee nonmetro area. Of the three markets with about as many accountants, one pays more.
| Metro area | Median | vs the South Central Tennessee nonmetro area | Jobs | Close in |
|---|---|---|---|---|
| Ames, IA | +5.0% | 530 | jobs | |
| Corpus Christi, TX | +0.0% | 1,070 | pay | |
| Reading, PA | +0.0% | 1,230 | pay | |
| South Central Tennessee (Nonmetro) | this area | 530 | ||
| Muskegon-Norton Shores, MI | -0.1% | 300 | pay | |
| Abilene, TX | -0.2% | 550 | pay | |
| Decatur, AL | -4.7% | 530 | jobs | |
| St. George, UT | -6.6% | 530 | jobs |
Questions
How much does it cost to hire an accountant in South Central Tennessee (Nonmetro)?
About $97,484 a year at the median, or $8,124 a month: $75,550 in pay plus about $21,934 in benefits and payroll taxes. Recruiting, equipment and office space are extra.
What do accountants earn in the South Central Tennessee nonmetro area?
The median was $75,550 a year in the May 2025 BLS survey. The 10th percentile was $48,110, the 90th $114,890, and the middle half earned $58,760 to $90,990.
Is the South Central Tennessee nonmetro area cheaper than the rest of Tennessee for accountants?
Yes, it costs less: a median of $75,550 against $76,840 statewide. The next area up in Tennessee is the North Central Tennessee nonmetro area at $75,660, the next down Knoxville at $75,380.
How many accountants work in the South Central Tennessee nonmetro area?
BLS counts about 530 in the May 2025 survey. That is 2% of the Tennessee total of 27,340. 7 areas in Tennessee have more; the closest in size is the East Tennessee nonmetro area, with about 600.
Does an accountant cost more than a recruiter in the South Central Tennessee nonmetro area?
Yes: $5,090 a year more at the median. The medians are $75,550 and $70,460.
Sources
4 sources, with links
- BLS OEWS May 2025, 13-2011: bls.gov
- BLS Employer Costs for Employee Compensation, private industry, June 2026: bls.gov
- Stafka pricing: stafka.com
- Deel pricing, contractor management: deel.com
How these pages are built: methodology and data sources. Last updated 2026-11-12.