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Bookkeeper salary in St. Joseph, MO-KS

Hiring a bookkeeper costs less in St. Joseph than in Missouri or the country as a whole. The median is $46,730 a year1: 2.6% below the Missouri statewide median of $47,990 and 7.8% below the US median of $50,670. Among US areas it comes in at #309 of 521. BLS counts about 310 people in this job here.

$3,894median pay per month in St. Joseph
$5,025employer cost per month with benefits
$22.47median pay per hour
310people in this job in St. Joseph

BLS occupation 43-3031, area St. Joseph, MO-KS. Data from the May 2025 release, checked 2026-10-15.

Pay in St. Joseph against Missouri and the US

Range10thMedian90th
St. Joseph, MO-KS$35,480$46,730$64,160
Missouri$34,570$47,990$68,180
United States$36,000$50,670$74,550
10th to 90th percentilemiddle half (25th to 75th)median

The middle half of bookkeepers in St. Joseph earns $40,200–$55,360. Pay is tightly grouped: the top tenth starts at $64,160, only 1.8 times the bottom tenth, against 2.1 times across the US, so the going rate is easier to read. From the 25th to the 75th percentile, the local range is only $15,160 wide, against $17,920 across Missouri and $17,950 nationally: employers in St. Joseph pay within a narrower band.

What to budget for a bookkeeper here

Point in the local rangePer yearPer monthPer hourEmployer cost per year
10th percentile$35,480$2,957$17.06$45,781
25th percentile$40,200$3,350$19.33$51,871
Median$46,730$3,894$22.47$60,297
75th percentile$55,360$4,613$26.62$71,432
90th percentile$64,160$5,347$30.85$82,787

The step from the 25th percentile to the median is $6,530 a year; from the median to the 75th it is $8,630, or about $11,135 once benefits are added. These percentiles describe what people in the job earn locally, not experience levels, so place your offer by the tasks and seniority you need.

For scale, the US median of $50,670 falls between the median and the 75th percentile in St. Joseph, and the Missouri statewide median of $47,990 falls there too.

What a hire really costs in St. Joseph

At the $46,730 median, a local hire costs about $60,297 a year: benefits and payroll taxes other than paid leave are 22.5% of total compensation in US private industry2, about $13,567 here. Recruiting, equipment and office space come on top. Benefit levels vary by employer, so treat this as an estimate.

We place executive assistants, customer support and e-commerce staff today; for bookkeepers we answer within one business day whether we can help. Enter the monthly pay you have in mind to compare it with a local hire. The fee field shows our standard fee3; Deel's contractor plan is the default payroll tool4.

$60,297local hire, first year incl. benefits
$13,888remote hire, first year incl. fee
$46,409difference in year one
77%of the local cost saved

Other roles in St. Joseph

Of the 15 roles we track in St. Joseph, this one ranks #10 by median pay, between sales development representatives ($47,210) and customer support specialists ($42,840). Project Coordinator is the highest at $89,670.

The 5 roles closest in pay. All 15 roles in St. Joseph, MO-KS
RoleMedianvs bookkeeperJobs
Paralegal
$49,760
+6.5%50
Sales Development Representative
$47,210
+1.0%120
Bookkeeper
$46,730
this role310
Customer Support Specialist
$42,840
-8.3%780
Administrative Assistant
$42,210
-9.7%630

Measured against the US median, bookkeepers rank #4 of the 15 roles we track in St. Joseph (-7.8%), between virtual receptionists (-7.4%) and administrative assistants (-11.2%). The typical role here is at -15.1%, so, measured against the US, bookkeepers cost more in St. Joseph than the area's general pay level would suggest. Bookkeepers hold 7.9% of the jobs in these 15 roles in St. Joseph, 7.7% across Missouri and 8.7% nationally. That is close to the national mix.

Other areas in Missouri

Across the 12 areas of Missouri with data for this job, the median runs from $41,150 in the Southwest Missouri nonmetro area to $50,940 in Kansas City, a gap of $9,790 a year. Of the 10 areas in Missouri with more bookkeepers than St. Joseph, 7 pay less, the largest of them Springfield, MO ($45,330), the Southeast Missouri nonmetro area ($41,790) and the Central Missouri nonmetro area ($42,820).

AreaMedianvs St. JosephJobs
Kansas City, MO-KS
$50,940
+9.0%8,780
St. Louis, MO-IL
$49,970
+6.9%9,950
Columbia, MO
$48,920
+4.7%880
St. Joseph, MO-KS
$46,730
this area310
Cape Girardeau, MO-IL
$45,810
-2.0%310
Springfield, MO
$45,330
-3.0%1,440
Jefferson City, MO
$45,180
-3.3%590

St. Joseph against other US metro areas

By number of jobs, St. Joseph is #506 of 521 US areas for this job. The market is small, and its pay sits near the middle of the US range. Outside Missouri, Baton Rouge and Rockford pay just above St. Joseph and Columbia and Evansville just below. All four are within $60 a year of the median in St. Joseph. Of the three markets with about as many bookkeepers, none pays as much.

Metro areaMedianvs St. JosephJobsClose in
Rockford, IL
$46,790
+0.1%1,020pay
Baton Rouge, LA
$46,740
+0.0%4,060pay
St. Joseph, MO-KS
$46,730
this area310
Columbia, SC
$46,690
-0.1%3,260pay
Evansville, IN
$46,680
-0.1%1,320pay
Rome, GA
$45,570
-2.5%300jobs
Weirton-Steubenville, WV-OH
$45,140
-3.4%300jobs
Homosassa Springs, FL
$44,360
-5.1%310jobs

Questions

How much does it cost to hire a bookkeeper in St. Joseph, MO-KS?

About $60,297 a year at the median, or $5,025 a month: $46,730 in pay plus about $13,567 in benefits and payroll taxes. Recruiting, equipment and office space are extra.

What do bookkeepers earn in St. Joseph?

The median was $46,730 a year in the May 2025 BLS survey. The 10th percentile was $35,480, the 90th $64,160, and the middle half earned $40,200 to $55,360.

Is St. Joseph cheaper than the rest of Missouri for bookkeepers?

Yes, it costs less: a median of $46,730 against $47,990 statewide. The next area up in Missouri is Columbia at $48,920, the next down Cape Girardeau at $45,810.

How many bookkeepers work in St. Joseph?

BLS counts about 310 in the May 2025 survey. 11 areas in Missouri have more; the closest in size is Cape Girardeau, with about 310.

Does a bookkeeper cost more than a customer support specialist in St. Joseph?

Yes: $3,890 a year more at the median. The medians are $46,730 and $42,840.

Sources

4 sources, with links
  1. BLS OEWS May 2025, 43-3031: bls.gov
  2. BLS Employer Costs for Employee Compensation, private industry, June 2026: bls.gov
  3. Stafka pricing: stafka.com
  4. Deel pricing, contractor management: deel.com

How these pages are built: methodology and data sources. Last updated 2026-11-12.