Accountant salary in Panama City-Panama City Beach, FL
Panama City-Panama City Beach is a lower-cost market for accountants: the median of $71,820 a year1 is 9.4% below the Florida statewide median of $79,250, and 14.2% below the US median of $83,680. That is in the bottom quarter of US areas (#413 of 521). About 560 accountants work here.
BLS occupation 13-2011, area Panama City-Panama City Beach, FL. Data from the May 2025 release, checked 2026-10-15.
Pay in Panama City-Panama City Beach against Florida and the US
| Range | 10th | Median | 90th | |
|---|---|---|---|---|
| Panama City-Panama City Beach, FL | $48,220 | $71,820 | $117,980 | |
| Florida | $50,280 | $79,250 | $131,930 | |
| United States | $56,020 | $83,680 | $144,090 |
The middle half of accountants in Panama City-Panama City Beach earns $60,560–$94,760. The top tenth earns $117,980 or more, 2.4 times the bottom tenth, close to the US pattern of 2.6 times. The mean ($78,970) is 10% over the median, so a group of high earners pulls the average up; price a typical hire from the median. From the 25th to the 75th percentile, the local range is only $34,200 wide, against $40,410 across Florida and $42,790 nationally: employers in Panama City-Panama City Beach pay within a narrower band.
What to budget for an accountant here
| Point in the local range | Per year | Per month | Per hour | Employer cost per year |
|---|---|---|---|---|
| 10th percentile | $48,220 | $4,018 | $23.18 | $62,219 |
| 25th percentile | $60,560 | $5,047 | $29.12 | $78,142 |
| Median | $71,820 | $5,985 | $34.53 | $92,671 |
| 75th percentile | $94,760 | $7,897 | $45.56 | $122,271 |
| 90th percentile | $117,980 | $9,832 | $56.72 | $152,232 |
Pay climbs faster above the median than below it here: the 75th percentile is $22,940 over the median, the 25th only $11,260 under it. An offer at the 75th percentile adds about $29,600 a year in employer cost. These percentiles describe what people in the job earn locally, not experience levels, so place your offer by the tasks and seniority you need.
For scale, the US median of $83,680 falls between the median and the 75th percentile in Panama City-Panama City Beach, and the Florida statewide median of $79,250 falls there too.
What a hire really costs in Panama City-Panama City Beach
Pay is only part of it. Benefits and payroll taxes other than paid leave are 22.5% of total compensation in US private industry2, which adds about $20,851 to the $71,820 median and brings it to $92,671 a year. Recruiting, equipment and office space come on top. Benefit levels vary by employer, so treat this as an estimate.
We place executive assistants, customer support and e-commerce staff today; for accountants we answer within one business day whether we can help. Enter the monthly pay you have in mind to compare it with a local hire. The fee field shows our standard fee3; Deel's contractor plan is the default payroll tool4.
Other roles in Panama City-Panama City Beach
Of the 15 roles we track in Panama City-Panama City Beach, this one ranks #2 by median pay, after project coordinators ($92,360); marketing specialists come next at $65,000.
| Role | Median | vs accountant | Jobs |
|---|---|---|---|
| Project Coordinator | +28.6% | 730 | |
| Accountant | this role | 560 | |
| Marketing Specialist | -9.5% | 310 | |
| Recruiter | -12.7% | 360 | |
| Office Manager | -16.0% | 710 |
Measured against the US median, accountants rank #7 of the 15 roles we track in Panama City-Panama City Beach (-14.2%), between office managers (-13.2%) and payroll specialists (-14.2%). The typical role here is at -14.2%, so this job follows the area's general pay level. Accountants hold 6.9% of the jobs in these 15 roles in Panama City-Panama City Beach, 7.9% across Florida and 9.2% nationally. The job is a smaller part of the local workforce in these roles than it is nationally.
Other areas in Florida
Across the 24 areas of Florida with data for this job, the median runs from $61,840 in Tallahassee to $84,570 in Naples-Marco Island, a gap of $22,730 a year. Of the 17 areas in Florida with more accountants than Panama City-Panama City Beach, 1 pays less: Tallahassee, FL ($61,840).
| Area | Median | vs Panama City-Panama City Beach | Jobs |
|---|---|---|---|
| Punta Gorda, FL | +4.1% | 400 | |
| Ocala, FL | +3.6% | 730 | |
| Deltona-Daytona Beach, FL | +2.7% | 1,390 | |
| Homosassa Springs, FL | +1.1% | 200 | |
| Panama City-Panama City Beach, FL | this area | 560 | |
| Sebring, FL | -0.5% | 150 | |
| Tallahassee, FL | -13.9% | 2,450 |
Panama City-Panama City Beach against other US metro areas
By number of jobs, Panama City-Panama City Beach is #325 of 521 US areas for this job. It is a mid-sized market, and its pay is in the bottom quarter of US areas. Outside Florida, Muncie and Cleveland pay just above Panama City-Panama City Beach and College Station-Bryan and Morgantown just below. All four are within $80 a year of the median in Panama City-Panama City Beach. Of the three markets with about as many accountants, all three pay more.
| Metro area | Median | vs Panama City-Panama City Beach | Jobs | Close in |
|---|---|---|---|---|
| Kenosha, WI | +9.8% | 570 | jobs | |
| Athens-Clarke County, GA | +5.7% | 570 | jobs | |
| Joplin, MO-KS | +1.0% | 560 | jobs | |
| Cleveland, TN | +0.0% | 180 | pay | |
| Muncie, IN | +0.0% | 270 | pay | |
| Panama City-Panama City Beach, FL | this area | 560 | ||
| College Station-Bryan, TX | -0.0% | 810 | pay | |
| Morgantown, WV | -0.1% | 490 | pay |
Questions
How much does it cost to hire an accountant in Panama City-Panama City Beach, FL?
About $92,671 a year at the median, or $7,723 a month: $71,820 in pay plus about $20,851 in benefits and payroll taxes. Recruiting, equipment and office space are extra.
What is the pay range for accountants in Panama City-Panama City Beach?
Pay here is lower than in three quarters of US areas. The median was $71,820 a year in the May 2025 BLS survey. The 10th percentile was $48,220, the 90th $117,980, and the middle half earned $60,560 to $94,760.
Is Panama City-Panama City Beach cheaper than the rest of Florida for accountants?
Yes, it costs less: a median of $71,820 against $79,250 statewide. The next area up in Florida is Homosassa Springs at $72,600, the next down Sebring at $71,490.
How many accountants work in Panama City-Panama City Beach?
BLS counts about 560 in the May 2025 survey. 17 areas in Florida have more; the closest in size is the North Florida nonmetro area, with about 600.
Does an accountant cost more than a marketing specialist in Panama City-Panama City Beach?
Yes: $6,820 a year more at the median. The medians are $71,820 and $65,000.
Sources
4 sources, with links
- BLS OEWS May 2025, 13-2011: bls.gov
- BLS Employer Costs for Employee Compensation, private industry, June 2026: bls.gov
- Stafka pricing: stafka.com
- Deel pricing, contractor management: deel.com
How these pages are built: methodology and data sources. Last updated 2026-11-12.