Bookkeeper salary in Waco, TX
Waco is a lower-cost market for bookkeepers: the median of $46,290 a year1 is 5.4% below the Texas statewide median of $48,910, and 8.6% below the US median of $50,670. Nationally it ranks #344 of 521 areas. About 1,200 bookkeepers work here.
BLS occupation 43-3031, area Waco, TX. Data from the May 2025 release, checked 2026-10-15.
Pay in Waco against Texas and the US
| Range | 10th | Median | 90th | |
|---|---|---|---|---|
| Waco, TX | $32,940 | $46,290 | $66,350 | |
| Texas | $33,480 | $48,910 | $72,810 | |
| United States | $36,000 | $50,670 | $74,550 |
The middle half of bookkeepers in Waco earns $39,460–$56,250. The top tenth earns $66,350 or more, 2.0 times the bottom tenth, close to the US pattern of 2.1 times. From the 25th to the 75th percentile, the local range is only $16,790 wide, against $19,610 across Texas and $17,950 nationally: employers in Waco pay within a narrower band.
What to budget for a bookkeeper here
| Point in the local range | Per year | Per month | Per hour | Employer cost per year |
|---|---|---|---|---|
| 10th percentile | $32,940 | $2,745 | $15.84 | $42,503 |
| 25th percentile | $39,460 | $3,288 | $18.97 | $50,916 |
| Median | $46,290 | $3,858 | $22.25 | $59,729 |
| 75th percentile | $56,250 | $4,688 | $27.04 | $72,581 |
| 90th percentile | $66,350 | $5,529 | $31.90 | $85,613 |
The step from the 25th percentile to the median is $6,830 a year; from the median to the 75th it is $9,960, or about $12,852 once benefits are added. These percentiles describe what people in the job earn locally, not experience levels, so place your offer by the tasks and seniority you need.
For scale, the US median of $50,670 falls between the median and the 75th percentile in Waco, and the Texas statewide median of $48,910 falls there too.
What a hire really costs in Waco
At the $46,290 median, a local hire costs about $59,729 a year: benefits and payroll taxes other than paid leave are 22.5% of total compensation in US private industry2, about $13,439 here. Recruiting, equipment and office space come on top. Benefit levels vary by employer, so treat this as an estimate.
We place executive assistants, customer support and e-commerce staff today; for bookkeepers we answer within one business day whether we can help. Enter the monthly pay you have in mind to compare it with a local hire. The fee field shows our standard fee3; Deel's contractor plan is the default payroll tool4.
Other roles in Waco
Of the 17 roles we track in Waco, this one ranks #11 by median pay, between e-commerce order specialists ($48,400) and HR assistants ($44,790). Project Coordinator is the highest at $78,580.
| Role | Median | vs bookkeeper | Jobs |
|---|---|---|---|
| Sales Development Representative | +17.9% | 840 | |
| E-commerce Order Specialist | +4.6% | 30 | |
| Bookkeeper | this role | 1,200 | |
| HR Assistant | -3.2% | 40 | |
| Administrative Assistant | -6.4% | 1,470 |
Measured against the US median, bookkeepers rank #5 of the 17 roles we track in Waco (-8.6%), between paralegals (-6.8%) and administrative assistants (-8.9%). The typical role here is at -12.5%, so, measured against the US, bookkeepers cost more in Waco than the area's general pay level would suggest. Bookkeepers hold 9.1% of the jobs in these 17 roles in Waco, 7.8% across Texas and 8.7% nationally. That is close to the national mix.
Other areas in Texas
Across the 32 areas of Texas with data for this job, the median runs from $39,710 in Laredo to $54,320 in Austin-Round Rock, a gap of $14,610 a year. Of the 17 areas in Texas with more bookkeepers than Waco, 9 pay less, the largest of them El Paso, TX ($41,530), the North Region of Texas nonmetro area ($45,860) and the Hill Country Region of Texas nonmetro area ($44,760).
| Area | Median | vs Waco | Jobs |
|---|---|---|---|
| Beaumont-Port Arthur, TX | +2.1% | 1,370 | |
| Northwestern Region of Texas (Nonmetro) | +1.7% | 2,270 | |
| Amarillo, TX | +0.7% | 1,230 | |
| Waco, TX | this area | 1,200 | |
| Victoria, TX | -0.1% | 370 | |
| Killeen-Temple, TX | -0.3% | 1,220 | |
| Corpus Christi, TX | -0.8% | 1,570 |
Waco against other US metro areas
By number of jobs, Waco is #221 of 521 US areas for this job. Both its size and its pay sit in the middle half of US areas. Outside Texas, Paducah and Mansfield pay just above Waco and Clarksville and Lake Havasu City-Kingman just below. All four are within $20 a year of the median in Waco. Of the three markets with about as many bookkeepers, two pay more.
| Metro area | Median | vs Waco | Jobs | Close in |
|---|---|---|---|---|
| Elkhart-Goshen, IN | +6.3% | 1,190 | jobs | |
| Roanoke, VA | +0.3% | 1,230 | jobs | |
| Mansfield, OH | +0.0% | 330 | pay | |
| Paducah, KY-IL | +0.0% | 610 | pay | |
| Waco, TX | this area | 1,200 | ||
| Clarksville, TN-KY | -0.0% | 1,000 | pay | |
| Lake Havasu City-Kingman, AZ | -0.0% | 380 | pay | |
| Slidell-Mandeville, LA | -3.8% | 1,180 | jobs |
Questions
How much does it cost to hire a bookkeeper in Waco, TX?
About $59,729 a year at the median, or $4,977 a month: $46,290 in pay plus about $13,439 in benefits and payroll taxes. Recruiting, equipment and office space are extra.
What is the pay range for bookkeepers in Waco?
The median was $46,290 a year in the May 2025 BLS survey. The 10th percentile was $32,940, the 90th $66,350, and the middle half earned $39,460 to $56,250.
Is Waco cheaper than the rest of Texas for bookkeepers?
Yes, it costs less: a median of $46,290 against $48,910 statewide. The next area up in Texas is Amarillo at $46,620, the next down Victoria at $46,230.
How many bookkeepers work in Waco?
BLS counts about 1,200 in the May 2025 survey. 17 areas in Texas have more; the closest in size is Longview, with about 1,220.
Does a bookkeeper cost more than an HR assistant in Waco?
Yes: $1,500 a year more at the median. The medians are $46,290 and $44,790.
Sources
4 sources, with links
- BLS OEWS May 2025, 43-3031: bls.gov
- BLS Employer Costs for Employee Compensation, private industry, June 2026: bls.gov
- Stafka pricing: stafka.com
- Deel pricing, contractor management: deel.com
How these pages are built: methodology and data sources. Last updated 2026-11-12.